Our People
G. Clinton Heyworth
Associate
Clint Heyworth is a member of the firm's Consumer Finance Group, focusing his practice on general corporate law, including consumer finance, regulatory compliance, business organizations and planning, commercial transactions and conflicts of laws.
Mr. Heyworth also regularly advises loan companies, deferred presentment companies, financial institutions and banks regarding electronic payments (ACH transactions) under the National Automated Clearing House Association (NACHA), federal consumer finance laws and regulations, including the Federal Arbitration Act, Federal Equal Credit Opportunity Act (Regulation B), Electronic Fund Transfer Act (Regulation E), Truth-in-Lending Act (Regulation M and Z), Gramm-Leach-Bliley Act (Regulation P), Fair Credit Reporting Act (Regulation V), Fair Debt Collection Practices Act, Bank Secrecy Act, USA Patriot Act, and Servicemembers Civil Relief Act.
Recent Presentations
"Legal Considerations of Mobile Banking," panel presenter, Mobile Commerce World USA Conference, San Francisco, CA (November 2009)
"Avoid the Courtroom--Be Smart in the Classroom," Journal for Christian Educators, Vol. 14, No. 3 (Spring 2008)
"Your Bank or Credit Union: Payday Lending and Small Dollar Loans," The FDIC Alliance for Economic Inclusion, Dallas Region (Sept. 2008)
Memberships
- American Bar Association, Business Section, Consumer Finance Committee
- Chattanooga Bar Association
- Christian Legal Society
- State Bar of Georgia
- Lookout Mountain Bar Association
- Tennessee Bar Association
Honors
- Intern to the Honorable Curtis L. Collier, Chief Judge of the United States District Court, Eastern District of Tennessee, Summer 2005
Publications
- Co-authored "Anything You Say Will Be Used Against You" Online Banking Report, Number 156/157 (9/15/08)
- Co-authored "Mobile Banking Legal Considerations" Online Banking Report, Number 163/164 (3/11/09)