Our People
Clint Heyworth
Associate
Clint Heyworth is a member of the firm's Consumer Finance Group, focusing his practice on general corporate law, including consumer finance, regulatory compliance, business organizations and planning, commercial transactions and conflicts of laws.
Mr. Heyworth also regularly advises loan companies, deferred presentment companies, financial institutions and banks regarding electronic payments (ACH transactions) under NACHA - The Electronic Payments Association, federal consumer finance laws and regulations, including the Federal Arbitration Act, Federal Equal Credit Opportunity Act (Regulation B), Electronic Fund Transfer Act (Regulation E), Truth-in-Lending Act (Regulation M and Z), Gramm-Leach-Bliley Act (Regulation P), Fair Credit Reporting Act (Regulation V), Fair Debt Collection Practices Act, Bank Secrecy Act, USA Patriot Act, and Servicemembers Civil Relief Act.
Presentations
- "Mobile Technologies Legal Compliance," OLA Fall Business Conference-Leadership+Innovation, 2011
- "Best Practices and Innovations in Mobile Marketing," Mobile Banking & Emerging Applications Summit, 2011
- "Managing Personal Finance," Junior Achievement of Chattanooga, 2011
- "ACH Developments 2010," Online Lenders Alliance Webinar, 2010
- "Communicating with Customers Using Technology," Online Lenders Alliance, Fall Conference, 2010
- "Mobile Payments," Online Lenders Alliance, Fall Conference Panel Speaker, 2010
- "Mobile Banking: How to Make it Work," Online Lenders Alliance, 2009
- "Legal Considerations of Mobile Banking," Mobile Commerce World USA Conference, 2009
- "Your Bank or Credit Union: Payday Lending and Small Dollar Loans," The FDIC Alliance for Economic Inclusion, Dallas Region, 2008
Memberships
- American Bar Association, Business Law Section, Consumer Financial Services Committee
- Chattanooga Bar Association
- Community Financial Services Association
- Financial Service Centers of America, Inc.
- LifeSpring Community Health, Board, Chairman
- Lookout Mountain Bar Association
- Online Lenders Alliance
- State Bar of Georgia
- Tennessee Bar Association
- Young Professionals Association of Chattanooga
Honors
Intern to the Honorable Curtis L. Collier, Chief Judge of the United States District Court, Eastern District of Tennessee, Summer 2005
Publications
- "Judicial Profile: Hon. Curtis Collier, Chief Judge, U.S. District Court for the Eastern District of Tennessee," The Federal Lawyer (March/April 2011)
- Co-authored "Mobile Banking Legal Considerations" Online Banking Report, Number 163/164 (3/11/09)
- "Avoid the Courtroom - Be Smart in the Classroom," Journal for Christian Educators, Vol. 14, No. 3 (2008)
- Co-authored "Anything You Say Will Be Used Against You" Online Banking Report, Number 156/157 (9/15/08)
