Our People
H. Blake Sims
Shareholder
Blake Sims is a member of the firm’s Consumer Finance Group, focusing his practice on general corporate law, including consumer finance, regulatory compliance, business organizations and planning, commercial transactions and conflicts of law, electronic transactions and Internet transactions, and privacy policies.
Mr. Sims also regularly advises loan companies, deferred presentment companies, financial institutions and banks regarding electronic payments (ACH transactions) under NACHA - The Electronic Payments Association, federal consumer finance laws and regulations, including the Federal Arbitration Act, Federal Equal Credit Opportunity Act (Regulation B), Electronic Fund Transfer Act (Regulation E), Truth-in-Lending Act (Regulation M and Z), Gramm-Leach-Bliley Act (Regulation P), Fair Credit Reporting Act (Regulation V), Fair Debt Collection Practices Act, Bank Secrecy Act, USA Patriot Act and Servicemembers Civil Relief Act.
Mr.Sims recently spoke on data breach issues at the Merchant Acquirers Conference in St. Louis.
Presentations
- “2010 Federal Regulatory Update: From A to Z (advertising, privacy, risk-based pricing, open-end credit and more),” CFSA Spring Conference, March 2010
- "Financial Innovation: Legal Challenges with New Products and Technology,” CFSA Spring Conference, March 2010
Memberships
- American Bar Association
- Chattanooga Bar Association
- Cleveland - Bradley Chamber of Commerce
- State Bar of Georgia
- Tennessee Bar Association
Honors
- Tennessee Law Review, editorial staff, 1996-1998
- Clerk to the Honorable Houston M. Goddard, presiding judge of the Tennessee Court of Appeals, Eastern Section
Publications
- Tennessee Law Review, author of Constitutional Law: The Sixth Amendment Right to Counsel Admissibility of Testimony from a Voluntary Active Informant, 63 Tenn. L. Rev. 453
- Co-authored "Marketing with Text Messaging" that was published in Currents magazine
